Motor vehicle insurance in Thailand

It is in your own interest to set up limited or comprehensive insurance in addition to the basic level of insurance which is required by law. The legal insurance pays out a maximum of 50,000 Baht and this only in the case of personal injury. It could therefore be possible that if you are involved in an accident, you may have to spend time in police custody until the loss adjustments are worked out. If you have received a no-claims discount for car insurance in your home country, you have the possibility of receiving a discount for your Thai car insurance. A translated confirmation of the insurance policy is sufficient.

If you are permanently living in Thailand, you should definitely possess a Thai driving license. [more]

After a traffic accident, you should think about manners and your behaviour when dealing with the Thai police. [more]

Following an accident and for cars which are comprehensively insured, up until now the car could only be repaired in a garage which is allocated to the insurance company. It is now possible to assign one of the 400 workshops of the federation "Credit garage". By the end of 1999 this federation should have increased to 1000 members. You should however, find out in advance if the whole repair is confirmed between workshop and insurance company.

The Thai consumer association "Consumer Protection Board" (CPB) assists you with over-estimated invoices or unsatisfactory work. You can reach the association by telephone in Bangkok under 1166.

In disputes with an unsatisfactory insurance company, the supervisory authority for insurance the "Department of Insurance“ can provide assistance for the insured. Telephone Bangkok 619-0382-94 and 619-0613-9